Encrypted, PCI-DSS compliant checkout
Payments at Umay Luxe are processed by Stripe, a Level 1 PCI-DSS certified payment provider. All card data is transmitted over TLS 1.2+ with 256-bit SSL encryption. We never see, store, or have access to your full card number, expiry date, or CVC — these details are tokenised by Stripe at the point of entry.
Every transaction is screened with Stripe Radar for fraud, and every customer-not-present payment is authenticated with 3-D Secure 2 where supported by your bank. Chargeback and dispute handling is managed via Stripe's regulated framework.